Recent Agreement Between Discover and PayPal Makes Mobile Payments Even Easier

     Last summer PayPal and Discover joined forces to help making mobile payments even easier. In the coming months, companies that accept Discover Card will begin accepting PayPal.
     This agreement will allow PayPal users to make mobile payments at millions of new locations. Users will be able to pay by giving the payment clerk their phone number and entering a four digit code into the card terminal. Given the transaction is approved, the amount of the sale will be deducted from the customers digital wallet. PayPal will issue users a card linked to their accounts on PayPal which will record frequent flyer miles, reward points, discounts, and other promotional information.
       PayPal's digital wallet is planned to launch in May. All of the payment features of PayPal will be available in many new locations. PayPal's expansive user base makes for a competitive advantage from the start, and a big reason for Discover to strike a deal. The agreement between the two companies was designed to "decrease friction" in the retail spending process and increase PayPal's physical sales transactions.
      Will PayPal users fully utilize all of the offer's features or will the system prove to be impractical? Is this bold move going to spark a surge from other digital payment providers to keep up?

http://business.time.com/2012/08/23/paypal-discover-deal-ups-the-mobile-payments-ante/   
http://techcrunch.com/2012/03/09/paypals-new-digital-wallet-will-offer-personalized-deals-flexible-payment-spending-and-more/